DVC Point Rental Savings Calculator
Pick a resort, room, and dates. I'll show you what the same deluxe villa costs renting DVC points versus paying Disney's cash rate — with the savings spelled out.
Your trip
Your estimated savings
$3,850 (57%)
For context — that's your flights plus a character breakfast — and then some.
Renting DVC points
$2,900
126 points × $23/point
≈ $480 per night · no hotel tax
Booking cash through Disney
$6,750
Rack rate + 12.5% hotel tax
≈ $1,130 per night
A 6-night Deluxe Studio at Polynesian Villas & Bungalows in regular season needs roughly 126 points. Renting at $23/point costs about $2,900 vs. roughly $6,750 cash through Disney — a 57% savings.
All figures are estimates based on published 2026 point charts and typical rack rates.
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Send Me the GuideReal Examples: What Families Save
6 nights, Deluxe Studio at Polynesian Villas (regular season)
This is the trip my kids beg for. Six nights in a Deluxe Studio runs about 140 points, which at $23/point is roughly $3,220. Booking the same room through Disney? About $6,100 once tax lands — so we pocket close to 47% and still walk to the monorail. Numbers are estimates — run your own dates above.
5 nights, Deluxe Studio at Saratoga Springs (value season)
Our budget go-to. Five value-season nights at Saratoga Springs is about 60 points — roughly $1,380 rented versus around $2,530 in cash. That's a 45% cut, and honestly the quiet pools are a win with little ones. Numbers are estimates — run your own dates above.
7 nights, 1-Bedroom Villa at Animal Kingdom (regular season)
When the grandparents come, we size up. A week in a 1-Bedroom at Animal Kingdom is around 224 points — about $5,150 rented against roughly $7,800 cash. A 34% savings, plus a washer/dryer and giraffes outside the balcony. Numbers are estimates — run your own dates above.